Financial Aid for Social Work DegreesWith the help of financial aid, education is available to more people than ever before. It's an important part of making sure that people have the access and the means to complete a degree or other kind of higher education. It keeps things fair and makes sure that everyone has an opportunity to grow and learn in an educational environment.
Financial aid can take many forms. It may be a scholarship, a grant or a loan. There are hundreds of programs across the country right now that can help you get the education, and the career, that you deserve. Here is a brief explanation of each.
Scholarships: Scholarships are granted on the basis of merit, for instance a student that excels academically or at sport may be awarded a sum of money or free tuition. Some colleges will give out scholarships to attract talented students. Governments may also offer scholarships to those from disadvantaged backgrounds or underrepresented minority groups. A scholarship does not have to be paid back.
Grants: A grant is usually given by the government as a sum of money to help with the cost of education. It could pay for tuition, school books or living expenses. It does not have to be paid back. Grants are usually given to people from disadvantaged backgrounds.
Student Loans: A student loan is money that is usually to go towards tuition. It is usually given out by the government and must be paid back after graduation.
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How Do I Qualify?Don't be fooled into thinking that you won't qualify for financial aid based on your current assets. Almost 80% of all students enrolled in higher education are currently benefiting from some form of financial aid.
The majority of financial aid is currently funded by either state or federal government organizations. There are also a number of programs sponsored by corporations or industry bodies. Many of these government programs will award aid to the first applicant and are limited in their numbers. If you are thinking of enrolling in an educational program then the sooner you organize financial aid the better your chances of success.
Applying for financial aid is easy. Here is a list of what you need to qualify for most financial aid programs.
- Completed High School or the GED
- Be a US citizen or permanent resident
- Have a social security number
- Not have defaulted on a student loan in the past
- Not have been convicted of a drug offence while partaking in a financial aid program
Your education is an invaluable asset that no one will ever be able to take away from you. By completing a degree you are giving yourself the opportunity to have the life and career that you deserve. Make the first steps today!
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